The IRS's free direct online tax filing tool is being eliminated?

Taxpayers can file electronically with software available online or contact reasonable preparer like Affordable Tax Services LLC

IRS has announced it will phase out paper tax refund checks for individual taxpayers?

The IRS has announced it will phase out paper tax refund checks for individual taxpayers, with the full transition to electronic payments effective for the 2026 tax filing season (for tax year 2025 returns). The phase-out officially began on September 30, 2025, in accordance with a federal mandate. 

IRS future method exclusively through electronic methods?

Future Method: Beginning with the 2026 filing season, refunds will be issued almost exclusively through electronic methods, such as direct deposit, prepaid debit cards, or digital wallets.

Taxpayer options?

Action Needed: The IRS encourages all taxpayers to prepare now by ensuring they have a bank account and know their routing and account numbers to facilitate direct deposit, or by exploring the other electronic options available. 
Options for the "Unbanked": For taxpayers without access to traditional bank accounts, the IRS and Treasury Department will offer alternative electronic options, including prepaid debit cards (like the Direct Express card used for other federal benefits) and digital wallets. Limited exceptions for genuine hardship may also be available.